Recently,
L-Pesa has proudly announced the opening of “Registration” on its
website. L-Pesa is basically a financial services company which
offers microloans. The uniqueness about L-Pesa is that you can apply
for these microloans sitting anywhere around the world using mobile
banking. All you need to do is complete the registration process and
login to apply for your first microloan from L-Pesa. Follow the step
by step instructions mentioned below to register yourself on L-Pesa:
Step
2- Click on the “Login” button, which you will find at top right
corner of the home page.
Step
3- Now you will see two options on your screen, “Sign up” and
“Login Here”. We will start with “Sign up” first. Enter the
mobile number which you want to register with L-Pesa in the space
provided, along with the country code. Click on “Get code”.
Step
4- You will receive an SMS from L-Pesa on the registered mobile
number. Open the message and note down the four digit code provided
in the message.
Step
5- Now, enter the registered mobile number along with the country
code and the four
digit verified
code under the option “Login Here”. Click on “Login”.
If
the required credentials are filled properly, you will be redirected
to another page i.e., “Dashboard”. This dashboard shows the list
of microloans which you can avail with L-Pesa. The loan depends upon
the credit score of your account. Initially you are eligible for a
microloan of $5, as your credit score is zero by this time. To apply
for your first microloan of $5 from L-Pesa, click on “Get Loan”.
To
increase your credit score with L-Pesa and be eligible for the
microloan of higher amount, all you need to do is timely repayment of
the present loan. For e.g.- You have taken $5 from L-Pesa as your
very first loan. Now pay this loan amount within the specified time
to increase your credibility (Credit Score). Increased credit score
will automatically open the application for microloan with higher
amount i.e. $10. That means, each time you take a loan from L-Pesa
and pay back in time, you increase your credit score as well as your
eligibility to apply for higher loan amount.
If
you follow the above-mentioned steps properly, you will not find any
problem with the registration process. Still if you do, feel free to
contact us for best micro loan company Dar Es Salaam.
